Traveling is an incredible experience. It allows us to explore new places, meet new people, immerse ourselves in different cultures, and savor delicious food. The beauty of travel lies in the memories we create, the experiences we cherish for a lifetime.
Before the Covid-19 pandemic, responsible travelers understood the significance of having travel insurance. It provided a safety net against unforeseen circumstances while venturing beyond their home country. Traveling to a foreign land always carries some risks, and having insurance brought a sense of security and peace of mind.
With the pandemic, the importance of insurance became even more apparent. Many countries, including Thailand, started requiring proof of Covid insurance for entry. For a while, insurance became synonymous with Covid, overshadowing its broader purpose in the realm of travel.
As travel restrictions gradually ease in 2022, international travel is once again within reach for US citizens. However, the need for comprehensive travel insurance remains unchanged, both before and during the pandemic.
Travel Insurance for American Travelers
From July 1, 2022, American travelers visiting Thailand no longer need to undergo mandatory quarantine, provide hotel bookings, apply for a Thailand Pass, or show proof of Covid insurance. Vaccinated travelers only need to provide a vaccination certificate before boarding their flight, while unvaccinated travelers must complete an RT-PCR or Pro-ATK test before departure.
But why is travel insurance still important? While enjoying their time in Thailand, American visitors are not eligible for free medical care. In case of accidents or personal injuries, they would have to bear the expenses of any medical treatment needed. Depending on the severity, these costs could amount to hundreds or even thousands of dollars.
This is where comprehensive travel insurance comes into play. It not only covers Covid-related incidents but also includes various situations such as medical emergencies, personal injuries, accidents, missed or delayed flights, damage to belongings, and lost luggage. Investing in good travel insurance is much more affordable compared to the potential costs of medical bills, flight cancellations, or lost possessions. Why worry about “what ifs” when you can focus on creating unforgettable travel experiences?
AXA Thailand: AXA Sawasdee Thailand
When it comes to finding the best comprehensive travel insurance, look no further than AXA Thailand.
AXA Sawasdee Thailand is an international company based in Thailand, widely respected by Thai authorities and medical practitioners. They specialize in providing coverage to travelers from all around the world, ensuring worry-free Thai holidays for American visitors for many years.
Their policies are straightforward, competitively priced, and offer numerous benefits within Thailand.
Benefits of AXA Sawasdee Thailand
While it is possible to arrange travel insurance through American companies, there are significant advantages to opting for an international company based in the country you are visiting.
Using a reputable local insurance company can simplify the claims process if the need arises. AXA staff members are familiar with local medical institutions and are trained to liaise directly with them. With their fluency in the Thai language and knowledge of local laws, AXA ensures seamless communication and effective handling of claims.
On the other hand, insurance obtained from your home country might have certain limitations or exclusions when making a claim in Thailand. AXA Sawasdee Thailand is specifically designed to cater to the needs of travelers in Thailand.
Offered Packages of COVID Insurance
Travelers have varying levels of comfort and protection needs. AXA provides multiple packages to cater to every traveler’s requirements. American travelers can choose between two insurance packages:
- AXA Insurance Package 1
- AXA Insurance Package 2
Each package offers different coverage levels and claim amounts, allowing travelers to select the option that best suits their needs.
No Waiting Period
Many insurance providers impose a 14-day waiting period for coverage to take effect. This means you must purchase the insurance weeks in advance or risk being uninsured until the end of your vacation.
AXA understands that US travelers want immediate protection upon landing in Thailand. They have eliminated the waiting period, ensuring that visitors are covered from the moment they arrive.
Choice of Policy Duration
Some insurance companies limit the options for policy duration, leaving travelers with fewer choices.
AXA recognizes that holidaymakers prefer comprehensive coverage until they return home safely. As a result, US citizens can customize the duration of their AXA Insurance policy, whether they stay for 15, 30, 60, 90, or 180 days. AXA even offers coverage for those considering a potential relocation or long-term stay in Thailand.
Plans can change, and if you decide to extend your holiday, there’s no need to cancel and reapply for a new policy. Simply contact AXA and they will extend your existing coverage.
Days in Quarantine and Covid Diagnosis
In the unfortunate event that you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers the days spent in quarantine. Should you require medical attention during quarantine, AXA can assist in arranging professional care and emergency transport.
While many insurance companies now include Covid cover as standard practice, some may have exclusions if a traveler is diagnosed as asymptomatic. Fortunately, AXA Sawasdee does not have this restriction. You can file a claim on your policy whether you are diagnosed as symptomatic or asymptomatic.
24/7 Dependable Service
Insured US travelers with AXA Sawasdee Thailand enjoy access to a 24/7 helpline. Helpful staff members are available at any time of the day to address concerns and offer assistance.
AXA takes pride in delivering quick and reliable service, ensuring that you have the support you need whenever you need it. If you require the insurance policy and certificate promptly, AXA Sawasdee Thailand can accommodate your request.
Certificate of Insurance
While foreign visitors are no longer required to provide proof of insurance, it is still essential to have relevant documents in case of need. The last thing any American citizen would want is to search through a lengthy policy when making a claim or presenting insurance information at a doctor’s office or hospital.
When you purchase Travel Insurance with AXA Sawasdee Thailand, you will receive a convenient 1-Page Certificate of Insurance. This document contains all the necessary policy details, saving you time and minimizing stress during a potentially challenging situation.
In the event that the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance, you are eligible for a full refund of the insurance premium. Simply provide proof that the policy was not accepted, such as a webpage or leaflet from the Embassy outlining the requirement.
Buying AXA Sawasdee Thailand COVID-19 Insurance
So, how can you purchase the best COVID insurance through AXA Sawasdee Thailand? Follow these straightforward steps:
- Visit the AXA Sawasdee Thailand website and submit your application.
- Choose between the two available packages: AXA Insurance Package 1 or Package 2.
- Make the payment for your selected policy.
- Within moments of payment, receive your insurance policy and certificate via email.
- If desired, you can print your 1-Page certificate for a physical copy.
Tips to Validate Travel Insurance
Before embarking on your journey, it is always wise to review the details of your travel insurance policy. Ensure the following:
- Incidents relating to Covid-19 are not excluded from your coverage.
- Your policy covers the entire duration of your stay in Thailand.
- Your personal details are correctly provided and up to date.
After spending a considerable amount of time confined within their own country, Americans are now free to explore the world once again. As things gradually return to normal, having travel insurance ensures that you can enjoy your time abroad without worrying about unforeseen circumstances.
Remember, it’s your journey, and AXA Sawasdee Thailand is here to make it safe and memorable.